The price and loan terms most people are willing to accept is getting ridiculous. The average purchase price for a new vehicle is almost $39,000 with an average loan amount of $32,480 or 83% …
Your credit card is a tool for purchasing convenience not a loan. During my time as a consumer advocate, I spoke daily with people struggling to get out from under credit card debt……
This article contains excerpts from Napoleon Hill’s timeless classic, Think and Grow Rich. Napoleon Hill was a journalist who began his career interviewing successful businessmen for a popular …
Money is a tool. Having enough money creates choices. Having choices can change your life.
I try and use thinking frameworks and principles to guide my actions and decision making. The CEO spending framework is how I think about expenditures. The CEO framework allows me to quickly visualize how efficient I’m being with money and see if my spending aligns with my values and principles.
The stimulus package known as the CARES action has passed and should help millions of American’s weather the COVID-19 economic storm and ensure rents and bills will get paid and big screens televisions get purchased in the month of April.
We are now officially in a recession. Anyone who says otherwise is selling something. But this we know, the way you choose to view the crisis will shape your personal outcome.
You choose to stay calm, observe and plan rather than act on fear and panic. You remember that money is a tool. It does not define you.
Recession predicting is tricky business and usually followed by a sales pitch. How to understand recessions and be prepared so predictions don’t matter.
It has been said that debt makes the good times better and the bad times worse. When used properly, debt enables ….
Wow you family with these twelve money facts!
Everyone has biases. Through our lens of experience we formulate opinions, apply judgment, and make decisions. Over time our …
Learn these personal finance principles to stop living paycheck to paycheck, get ahead in life and start down the path of financial success.
Learn these personal finance principles to stop living paycheck to paycheck, get ahead in life and start down the path of financial success.
We cannot realize our potential as people or in our finances unless we plan for the long-term. In his 1997 shareholder letter, Jeff …
Personal finance has everything and nothing to do with money. Like many things in life, the perspectives we adopt will shape our thoughts and actions. Our ability to be …